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Keep Your Home California
Free services through CalHFA, for homeowners who have suffered a financial hardship, to help them stay in their homes, maintain an affordable mortgage payment and avoid foreclosure. Visit their website at http://keepyourhomecalifornia.org/.

Hope Now
An alliance between counselors, servicers, investors, and other mortgage market participants to prevent foreclosures by providing outreach, counseling, and assistance to homeowners. Hope Now can be reached on their toll-free hotline (888-995-HOPE) or visit their website at www.hopenow.com.

California Department of Real Estate
State department in charge of real estate broker licensing and consumer complaints with respect to real estate transactions. Offers license checks of mortgage brokers and lenders and a consumer complaint form. Also provides additional helpful links for foreclosure prevention information and how to avoid mortgage foreclosure scams. Visit their website at www.dre.ca.gov/Consumers/LoanModPrevention.html.

U.S. Department of Housing & Urban Development (HUD)
HUD's Tips for Avoiding Foreclosure and links and toll-free phone numbers to HUD-approved housing counseling agencies. Visit their website at www.hud.gov/foreclosure/index.cfm.

Cabrillo Economic Development Corporation
Local organization involved in Hope Now (www.hopenow.com) through the NeighborWorks Home Ownership Center by offering foreclosure counseling. Offers homeowners assistance with referring clients to the district attorney's office for abuses by lenders that used deceptive marketing methods to secure questionable loans. Visit their website for more information.